Well, this week I had to deal with the bank several times. Ok, so here's the story. I get a check in the mail from my job and I am very happy. "Yeah! I have money now!" I say to my hubby and we are happy. I go to the bank and deposit the check and then we get food and a few other needed items. Hubby later goes to check my account online and low and behold we learn the check had been returned! My account is now overdraft. Now I am very not happy. So I go down to the bank again and ask them what the hell happened (well, in a nice way) and they told me that the check got rejected. I wonder how the hell my company could have issued me a bad check. There was one other possibility that it didn't go through because I didn't sign the back of the check but no one really thinks that was the case. So, I call up my job and ask them to issue me another check. I wait a whole week before it arrives in the mail while in the meantime each day I am overdraft I am racking up fees at the bank. I am going nuts at this point because I cannot afford an arm and a leg of bank fees.
When I finally got the replacement check I also got my next check because enough time had passed so now I have two checks. I go back to the bank again to talk to the main guy that handled the first transaction and explain my story to him and if he could please remove the charges because it is not my fault that I went overdraft. He to ld me that I need to first bring my account current before he can do anything and then told me that I should go to the other bank (the one the checks came from) and get them verified and cashed there so when I make a deposit to my account, the money will be available right away and we will know the checks are good. Then he wanted me to come back to him and talk to his boss about removing the charges to my account.
So I went to the other bank and guess what I found out? Both checks were not good because there was no money in the account! I was so pissed! I asked the bank what I should do and they told me to come back tomorrow and see if they had made a deposit. I went home and called my job to climb down their throats to make a deposit so I can get to my well earned money. I went back to the other bank again the next day and prayed like hell the checks would go through and I could cash them. I had to resign it, re-fingerprint it, and wait about 10-15 minutes but finally I got the damn things cashed. So, then I went back to my bank and talked to the guys manager lady about the charges after telling her this long ass story not forgetting to mentioned that I worked really hard to fix all this (and I prayed some more, crossed my fingers etc.) She was very quiet up until the very end when she said to me that just this once she would reverse the charges because this is my first offence and I tried very hard to fix it. Then I breathed.
Since I just got my paychecks squared away I thought I might treat Hubby and I to a movie. We went to see Batman in IMAX. It was awesome! I really liked it. It was worth seeing in IMAX. Just when you think it may be ending it didn't, it just got better, faster, and more intense. I really am glad I was not disappointed by it at all. The joker and the others were played so very well. When I heard about how well the joker was played I didn't think it would be quite like the way I saw it. It was superb acting on all accounts. Two Face scared me a bit. I couldn't believe there were children in the audience. I would not have let my children see that and that is saying much. There is little I would keep from my kids but Two Face was enough to give anyone nightmares.
Friday, August 15, 2008
Banks and Bucks and Batman
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